FAQs

Our goal is to educate, so you can make an informed decision

About Upscore

Is Upscore fully licensed and regulated?
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Can Upscore see my financial history?
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How do I get started with Upscore?
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Is Upscore free to use?
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Does Upscore offer personalised service?
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Is Upscore right for me?
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How does Upscore manage my data?
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Why should you choose Upscore?
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How does Upscore work?
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What is Upscore?
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Finance Passport

How long does it take to set up the Finance Passport?
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What financial data does the Finance Passport use?
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How does the Finance Passport work?
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Can I apply for my mortgage remotely?
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Which countries does the Finance Passport cover?
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What is Upscore's Finance Passport?
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Mortgages

What is an expat mortgage?
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What happens to my mortgage if I leave the country?
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How much deposit do I need to pay for a mortgage abroad?
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What are the minimum requirements for getting a mortgage abroad?
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Can I use my credit card to get an overseas mortgage?
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How do I check my mortgage health?
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How do I know if I'm eligible for a mortgage?
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Can I get a mortgage if I'm self-employed?
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How do I compare mortgages with Upscore?
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Can I repay my mortgage early?
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Buying Property Abroad

Where is the cheapest place to buy a house abroad?
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Can I use my LISA to buy a house abroad?
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Can I buy property abroad if I'm retiring?
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Is it worth buying property abroad?
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What is property investment?
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What taxes will I need to pay on a property abroad?
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Where should I buy my second home?
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Can I buy a second home with Upscore?
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How do I buy property abroad?
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How do I buy property abroad?
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Calculators

How long will it take to repay my mortgage?
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Do I need to calculate stamp duty before buying land overseas?
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How does the Deposit Calculator work?
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How does the Lump Sum Payments Calculator work?
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How does the Stamp Duty calculator work?
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How does the Mortgage Timeline Calculator work?
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How does the Repayment Calculator work?
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How does the Borrowing Power Calculator work?
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How does the Mortgage Calculator work?
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Can I calculate my mortgage online?
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Account & App

Does the Upscore app cost money?
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How do I add my payment information to the app?
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What should I do if I forget my login details?
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What are the benefits of creating an Upscore account?
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How do I create an Upscore account?
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How do I reset my account password?
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Advice

Can I lose my British residency if I move abroad?
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Can I keep my UK mortgage if I move abroad?
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Do student loans affect your mortgage?
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Can I buy property if I work abroad?
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Should I move abroad?
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How do I save for a mortgage?
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How do I buy my first overseas home?
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Moving Abroad

Can I keep my bank account if I move abroad?
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Can I move abroad with my family?
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What happens to my pension if I move abroad?
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Is it difficult to move abroad?
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Why should I move to New Zealand?
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Why should I move to Australia?
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Why should I move to Greece?
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Why should I move to France?
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Why should I move to Italy?
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Why should I move to the US?
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Contact Us

Where is Upscore registered?
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What are Upscore's customer support hours?
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What should I do if I don't receive a response from customer support?
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Will I receive tailored support?
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How do I report a problem with the app?
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Is there a live chat option for Upscore customer support?
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Can I speak to Upscore before I use their services?
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Can I provide feedback to Upscore?
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Can I email Upscore with a complaint?
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How can I contact Upscore customer support?
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Loans & Lenders

Do I pay a mortgage lender fee?
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What address history do I need to provide to get a loan?
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Do mortgage lenders look at my bank statements?
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How far back do mortgage lenders look?
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What do mortgage lenders look for?
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What is a fixed mortgage loan?
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What type of mortgage loan can I get?
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Does Upscore provide multiple options for lenders?
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What is the minimum loan amount for buying property abroad?
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Can I get a loan to buy property abroad?
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Credit Score

How do I see which mortgages I can afford?
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How does the Score Booster work?
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What is the Score Booster?
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How can I improve my credit score?
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How do I check my credit score?
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What is credit scoring?
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What credit score do I need for a mortgage loan?
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