How do I know if I’m eligible for a mortgage?

It depends on a handful of factors; lenders will assess your:

  • Credit score
  • Income
  • Employment status 
  • Size of your deposit
  • Debts
  • Living expenses
  • How much you want to borrow

Each lender has different criteria, so it’s worth using a tool like Upscore to help ensure you’re eligible!

What is an expat mortgage?
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What happens to my mortgage if I leave the country?
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How much deposit do I need to pay for a mortgage abroad?
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What are the minimum requirements for getting a mortgage abroad?
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Can I use my credit card to get an overseas mortgage?
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How do I check my mortgage health?
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Can I get a mortgage if I'm self-employed?
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How do I compare mortgages with Upscore?
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Can I repay my mortgage early?
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What is the typical term of a mortgage?
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