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Your Guide to Purchasing Property in Portugal

Learn every step of how to buy property in Portugal – from the best locations to taxes to expect – right here.

 

How to move to Portugal effortlessly

Buying Property in Portugal

Beach and Coastal Properties in Portugal: A How-To Guide

Want a stunning little property by the beach in Albufeira, or somewhere a bit busier like Lisbon? We have a range of guides to help you understand the property searching process and what visa requirements to expect when moving here.

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Choosing The Right Region

Frequently Asked Questions

Non‑EU newcomers can apply for the D7 “passive income” or D8 “digital nomad” visas. Show steady earnings or savings and proof of accommodation. Once you arrive, you’ll need to schedule your SEF residency appointment. The paperwork feels heavy, but Portuguese officials are usually patient and quite English‑friendly.

Your overall costs here will be better than Paris or London, but steeper than somewhere like Prague. And the rent varies: €700 can get you a small two-bedroom flat inland, but Lisbon’s riverfront might top €1,800. Your food shopping is generally affordable, but the main costs come in with internet, utilities, etc.

Brits still come post‑Brexit, but you now register like any non‑EU citizen. Your UK licence converts easily, and you can even take pets along with an updated health certificate. Healthcare access starts with private insurance; after residency you can join the SNS public system for a token user fee in many locales.

Portuguese is arguably one of the trickier Romance languages. Start with some basic phrases - bom dia, se faz favor - and practice the nasal “ão” phoneme. There’s nothing really like that sound in English, so it will take some practice. Free city classes exist, but YouTube plus the odd café chat with natives will work wonders.

Yes, you can work remotely on foreign contracts! Banks accept proof of overseas income and Portugal’s Non‑Habitual Resident regime can trim your taxes for ten years on certain foreign earnings. But expect paperwork. Good internet reaches most towns, but always test the speeds before you commit to anything significant.

Check out thousands of Portuguese properties with confidence – knowing you’ll be getting the best deal.

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Portuguese Mortgage Options for Expats

Use your existing credit score with Upscore’s Finance Passport and get your dream property in Portugal! Upscore’s platform makes homebuying in a foreign country easy. Get all the support you need for no cost.

Flexible
Shop around to get the best rates possible.
Convenient
Our service is completely free to use because we earn a fee from the lenders.
Multiple Lenders
Don’t settle on the first offer you get – compare options from various local lenders.
Personalised Service
Access a dedicated agent who guides you throughout the whole process.
Remote Application
Apply from wherever you like – no long flights needed.