You can check your credit score through various online monitoring services, most of which are free. Many credit card companies and financial institutions also provide access to their customers.
Checking your own credit score is known as a ‘soft inquiry’ and won’t have an impact on your credit score. ‘Hard inquiries’, however, are done by loaners when you apply for a loan. Too many hard inquiries in a short time period can lower your credit score, as it suggests you may not be financially stable. Regularly checking your score yourself, however, helps you know where you stand and spot any inaccuracies on your credit report.
