Living in Catalonia

How to Buy Property for Sale in Catalonia, Spain

Property in Catalonia is a valuable estate asset for foreign investors and provides residence in Spain through the Golden Visa. Buying a house in Catalonia could give you long-term residency and freedom to travel across Europe.

Recently, with increased demand by international buyers and recognition as one of the sought-after places in Spain, Catalonia properties have become very valuable. The area promises great long-term appreciation.

So, why should you invest in real estate in Catalonia? Discover how to buy a house in Catalonia and get a mortgage for Spain easily with our Finance Passport.

Get Your Spanish Mortgage

Use our Finance Passport to buy property in Catalonia today!

Living in Catalonia

Why Buy Property in Catalonia?

The property market in Catalonia is exciting for foreign buyers, and here’s why:

Affordable Luxury: Property in Catalonia is relatively cheap compared to other major European hubs, but the quality of life is just as good – if not, better. Cost of living is also cheap, making the area budget-friendly for expats.

Get Easy Rental Income: Hotspots like Barcelona, Girona, and the Pyrenees attract millions of tourists to Catalonia every year. This means there’s high demand for rentals, helping you earn easy passive income.

Rich Culture and Food: From its unique culture, encompassing traditional Catalan cuisine, festivals, and art, there’s no denying the unmatched lifestyle that Catalonia offers. You can buy property close to world-class museums, historic sites, and thriving Michelin-starred restaurants.

Global Connectivity: Catalonia is very well-connected with Spain and the rest of Europe and the world. El Prat Airport offers flights to most major cities, making it ideal for second homeowners.

Can Brits Buy Property in Catalonia?

Yes, Brits and other foreign nationals can purchase property anywhere in Catalonia without restrictions. The Spanish government, which favours foreign investment through special programs such as the Golden Visa, ensures ease in the acquisition process for expatriates.

The great culture, food, and extremely friendly atmosphere mean many Brits and non-EU nationals prefer Catalonia to other parts of Spain. Logistically, the process is quite accessible, but there are still several aspects to address:

  • You can get a mortgage with or without a Spanish bank account with Upscore.
  • Spanish lenders provide a considerable loan volume to foreign buyers, although non-resident financing may be more limited.
  • Non-residents must pay 10% VAT on a new property or a property transfer tax of 6-10% if it’s resale.
  • Use a local lawyer to navigate Spanish property law, review contracts, and ensure the purchase process is smooth.

The process is pretty smooth for any British or non-EU national looking to relocate to Catalonia or invest in the area, especially when one uses well-settled local agents.

Finding a House in Catalonia

The Catalonia property market has options ranging from modern apartments in Barcelona to villas in the countryside of Girona. You can find your ideal property using local estate agents through Upscore.

Catalonia’s property regulations make buying a home easier than ever, and you can get a more personalised service with local estate agents. We can put you in touch with top agents that can find you your dream property within your budget and lifestyle preferences.

So, how long until you buy your new house? The timeline varies, but it typically takes 2-3 months to buy a house in Catalonia, from property selection to legal checks to signing the purchase agreement.

In This Article :
Ready to Find Your Dream Home in Catalonia?

Input important details like proximity to schools or lifestyle options into our AI tool to find the closest property matches.