Property to Buy South of France
The South of France is undoubtedly one of the most captivating parts of Europe and is chock-full of pristine coasts and postcard towns. If you envision a Cannes beach house or a Provençal hilltop villa, this region has a place in hearts across the planet. Here’s a guide to below:
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Why Invest in South of France Property?
See what makes the South of France such a clear choice for foreigners looking to invest in property abroad:
Magnetic Pull of the French Riviera
The sophisticated French Riviera – home to such iconic spots as Nice and Cannes – is a unique marriage of sunny coasts and cosmopolitan style. Walking along the Promenade des Anglais or visiting Cannes’ famous film festival, you get a true flavour of sophistication.
Property prices here reflect strong demand, but the healthy local economy and vibrant tourism scene mean values often hold steady.
Enchanting Towns of Provence
Inland, Provence presents a contrasting atmosphere, with olive groves, lavender fields, and centuries-old villages that feel like they sprang from a painting. Areas such as Aix-en-Provence, Gordes, and Saint-Rémy-de-Provence are famous for their rustic charm and cultural richness.
Buying a home here is a more easygoing way of life without compromising on contemporary amenities. Although house prices in Provence vary widely, properties with historical appeal or scenic views hold their worth and often see continued interest from overseas buyers.
Coastal Charms in Marseille and Toulon
Marseille, France’s oldest city, and Toulon, known for its naval base, provide a more down-to-earth coastal vibe when compared to glitzy Cannes.
Here, you encounter a dynamic mix of tradition and modernity: lively local markets, vibrant harbours, and diverse cuisine. Real estate near the water commands higher prices, yet deals can still be found in the surrounding districts. For those seeking a balance between an authentic French lifestyle and seaside living, these cities are your prime territories to explore.
Saint-Tropez Glamour
Saint-Tropez -which started off as a quiet little fishing village – has transformed into a world-famous resort frequented by celebrities and travellers. Superyachts bob around in the marina, and high-end boutiques line the streets – there’s no shortage of wealth and taste here.
Real estate here, especially sea-facing villas, can reach into the millions, but the rental market and potential long-term appreciation are considerable perks.
Rich Cultural Heritage and Lifestyle
While coastal areas get the limelight, the South of France is a work of art, music, and cuisine too – famously being a source of inspiration for artists like Van Gogh.
Foodies adore Provençal food, wine, and open-air produce stalls. Shopping here is to become surrounded by a passionate, traditions-filled, caring society dedicated to living.
Consistent Long-Term Gains
Thanks to the popularity of the area throughout the world, properties in the South of France can hold or gain in value over time. Whether you’re looking to purchase a principal home, a holiday home, or a rental home, there is a strong belief in the strength of the marketplace.
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Can Foreigners Buy Property in the South of France?
Yes, foreigners/Brits are in absolutely no way excluded when purchasing in France. That said, there is a bureaucratic procedure to be undertaken. You’re likely to need a French tax identification number, and it’s customary to use a local notaire (a specialist official).
The purchase process generally begins in a Compromis de Vente (preliminary contract) and moves on to the Acte de Vente (final deed of sale). Whilst procedures are more or less transparent, they’re definitely a tad time-consuming, so the use of a bilingual lawyer is a lifesaver.
Moving or investing in the South of France may require long-stay visas if you plan to reside there. Non-European Union citizens should also check residency permit guidelines.
Fortunately, the French government generally welcomes foreign buyers, but if you aim for permanent residence, prepare to demonstrate stable finances and health coverage. Certain local rules may apply to rentals, but your notaire or real estate consultant can clarify these specifics.
Searching for a House in the South of France
You’ll also find specialised estate agencies dedicated to luxury homes along the Riviera or hidden gems in Provence. Because competition can be fierce, viewing properties in person is highly recommended.
Many of the region’s towns have a unique character, and an on-site visit helps you decide if a neighbourhood’s ambience matches your lifestyle needs.
It’s best to see properties first hand to avoid any potential pitfalls. An online listing may be a good starting point, but only a personal visit will make you aware of the actual state, area, and value of the property. You can work with a local agent or solicitor in state and financial matters, from property checks to contract reviews.
Upscore's Benefits
When financing your South of France property, Upscore’s Finance Passport offers a streamlined process:
- Wide Network of Lenders: Compare multiple mortgage deals from leading French and international lenders.
- Online Application: Submit all documents remotely and track your progress from anywhere in the world.
- Personalised Guidance: A dedicated home loan specialist helps you handle any cross-border challenges.
No Extra Cost: Upscore receives compensation from lenders, keeping it free for you.
Multiple Lenders
Compare different mortgage deals to find the best one available from local lenders.
Apply Anywhere
Our secure, online application puts you in control – apply for your mortgage anywhere, anytime.
Personalised Service
Work with a dedicated agent through the mortgage process.
Free to use
Upscore services are free, the commission comes directly from the lenders once a loan has been disbursed.
FAQs
It generally spans 8 to 12 weeks from the initial offer to signing the Acte de Vente, although factors like mortgage approvals or survey results can extend the timeline.
Yes, but short-term rentals often require you to register with the local municipality, especially in touristy areas. Your notaire or estate agent can help clarify what’s needed.
It can be, particularly in high-profile areas like Cannes or Saint-Tropez. However, quieter inland locations sometimes offer properties at more moderate price points.
Not necessarily, but it helps with day-to-day transactions, especially if you plan to settle there long-term. Many real estate agencies do offer English-speaking support.
You’ll typically pay Taxe Foncière (annual property tax) and Taxe d’Habitation (local residency tax), depending on your occupancy status. Rates vary by municipality.
Ready to Discuss Your Plans?
Relocating or just wanting to invest in the South of France? Our advisors are here to help. Drop us a line for personalised guidance – contact us today.
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