Finance Passport

How long does it take to set up the Finance Passport?

Setting up your Finance Passport is quick and should take less than 30 minutes if you have all your financial documents at hand. You’ll just need to do the following:

  1. Enter your basic financial details
  2. Upload any requested documents
  3. Verify your identity

Once your profile is complete, you’re ready to start exploring mortgage options in any of our supported regions!

What financial data does the Finance Passport use?

Our Finance Passport gathers key financial data points, which include your:

  • Income
  • Credit history
  • Debt obligations 

This information helps lenders evaluate your financial health more easily, which, in turn, lets them assess your mortgage eligibility. All data is securely stored and shared only with lenders directly involved in your application process. We aim to give you full transparency and control over how your information is used!

How does the Finance Passport work?

The Finance Passport securely compiles your financial data, like income and credit history, into a single profile. This makes it far easier to share with international lenders. After you’ve set up your Financial Passport, we help you compare mortgage options and submit applications across the regions we support.

The goal is to simplify and speed up the mortgage application process, ensuring your financial data is presented accurately and transparently to lenders.

Can I apply for my mortgage remotely?

Yes, you can apply for your mortgage entirely remotely using the Finance Passport! Our platform allows you to submit and manage your application from wherever you are. We understand that moving or even travelling to apply for a mortgage can be challenging, so we’ve developed a fully digital experience. 

All the essential steps, from document submission to lender communication, can be completed from your device – no travel required.

Which countries does the Finance Passport cover?

Currently, the Finance Passport supports mortgage applications in several countries, including:

  • Spain
  • Portugal
  • United Kingdom
  • Italy
  • United States
  • France
  • Australia
  • Greece
  • New Zealand

Each country has its own lending criteria, but we handle these variations to help you apply seamlessly. We plan to expand into additional regions based on customer demand and lender partnerships as our platform continues to grow. Keep an eye on our website for the latest updates on covered regions!

What is Upscore’s Finance Passport?

The Finance Passport is our signature service designed to make securing a mortgage in a foreign country simpler. Think of it as a financial profile that aggregates your key financial data, making it easier for lenders to assess your application. 

With Finance Passport, you can apply for mortgages across multiple countries directly from your device without the hassle of complex documentation. We’ve tailored this tool for any buyers – particularly digital nomads, remote workers, and entrepreneurs – who want a streamlined approach to securing financing abroad.

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